Who Can Take This Insurance?

Any person between 5 months and 65 years of age at the time of entry can take this insurance. Children can be covered only along with parents.

This insurance is available on individual basis where the sum insured is per individual member covered, as well as on floater basis for the entire family. Family for this purpose means insured person, spouse and dependent children upto 2 nos.

Policy Benefits

Hospitalisation Cover Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs.


A deductible as opted is applicable for each and every hospitalisation.

Pre-Existing Diseases / Illness : Are covered after 36 months of continuous Insurance without break with any Indian Insurance Company.

Pre- Acceptance medical screening: There is no pre-acceptance medical screening

Tax Benefits

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Star Advantages

No Third Party Administrator - direct in - house claims settlement..

Faster and hassle-free claim settlement.

Cashless hospitalization.

Network of more than 6000 hospitals across India.

Free expert medical consultation over phone 24 x 7 Toll Free Helpline.

Free storage facility for storing medical records in electronic form. For details contact toll free no 1800 425 2255 / 1800 102 4477.