SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY

Who Can Take This Insurance?

Any person between 60 and 75 years of age at the time of entry can take this insurance.

The sum insured under this insurance is per individual member covered.

Policy Benefits

Hospitalisation Cover Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs. these expenses include room rent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs Upto the limits specified.

Ambulance charges for emergency transportation to hospital as per specified limits.

Post-hospitalisation paid as lump-sum up to the limit specified.

Specific day-care procedures covered.

Sub-limits applicable for specified illness.

Co-Payment : 30% for other than claims for Pre-Existing Diseases and 50% for Pre-Existing Diseases claims.

Pre-Existing Diseases / Illness : Pre- Acceptance medical screening:

There is no pre-acceptance medical screening.

Tax Benefits

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.